How to - Alone at Home

Your insurance policy likely has an “Act of God” clause exempting coverage for events that happen outside of human control or activity. These excluded “Act of God” events are generally natural disasters like floods, tornadoes, and earthquakes. While these force majeure clauses limit and sometimes exempt coverage for injuries, damage, and loss caused by natural disasters, they don’t absolve you from your duty to exercise reasonable care. There are situations where businesses can be held liable for damages caused by adverse weather. However, the following tips can help you avoid that liability. Stay on top of weather advisories and forecasts If strong winds or heavy rains cause an accident, you can be held liable for damages if you could have seen it coming, but didn’t prepare. For...

Smokers have many ways to smoke their favorites these days, as the market is becoming more innovative when it comes to smoking devices like silicone pipes. While some smokers quit smoking and switch to vaporizers, which are commonly known as vapors, others prefer to have a good time smoking with water pipes, which are known as bongs. The bongs are very fashionable today, as evidenced by some restaurants that have them available for rent. These bongs also come in different types and are constructed with a variety of materials such as silicone, ceramic, glass and even wood. Whene deciding smoke one step above the usual cigarettes, smokers should keep in mind that they need to maintain and clean their handmade smoking devices. The question is not how we clean it, but what we need to use to ...